EMI ಕ್ಯಾಲ್ಕುಲೇಟರ್EMI CALCULATOR IN KANNADA
ಸಾಲ ತಗೊಳ್ಳೋ ಮುಂಚೆ ತಿಂಗಳ EMI ಮತ್ತು ಒಟ್ಟು ಬಡ್ಡಿ ಎಷ್ಟು ಅಂತ ನೋಡಿ. See your monthly EMI and the full interest before you take a home, car or personal loan, or a “No Cost EMI”.
| ಒಟ್ಟು ಬಡ್ಡಿ · Total interest | – |
| ಫೀ ಮೇಲೆ GST (18%) ಸೇರಿ · Fee incl. 18% GST | – |
| ಒಟ್ಟು ಪಾವತಿ · Total you pay | – |
| ಮೊದಲ EMIಯಲ್ಲಿ ಬಡ್ಡಿ · Interest in 1st EMI | – |
“No Cost EMI” ಅಂದ್ರೆ ಬಡ್ಡಿ 0% ಅಂತಲ್ಲ. Often the discount you lose, the processing fee and 18% GST make it cost more than paying in full. Check with the free No Cost EMI checklist (PDF). If your bank raised the rate, see what to do when the EMI goes up.
ಇದು ಶೈಕ್ಷಣಿಕ ಅಂದಾಜು ಮಾತ್ರ. ಹಣಕಾಸು, ತೆರಿಗೆ ಅಥವಾ ಹೂಡಿಕೆ ಸಲಹೆ ಅಲ್ಲ.
Educational estimate only, not financial, tax or investment advice. Baduku Lekka is not a SEBI-registered adviser. Your numbers stay in your browser: nothing you type is sent or saved.
ಪ್ರಶ್ನೆ-ಉತ್ತರFAQ
EMI ಹೇಗೆ ಲೆಕ್ಕ ಹಾಕ್ತಾರೆ? How is EMI calculated?
EMI = P × r × (1+r)n ÷ ((1+r)n − 1). P = loan amount, r = yearly rate ÷ 12 ÷ 100, n = number of months. Banks use the same formula (reducing balance).
No Cost EMI ನಿಜವಾಗ್ಲೂ ಫ್ರೀನಾ? Is No Cost EMI really free?
Not always. The interest is usually given back as a discount, but you can lose a cash discount and pay a processing fee plus 18% GST on it. Compare the total with the full price before you choose.
ಅವಧಿ ಜಾಸ್ತಿ ಮಾಡಿದ್ರೆ ಏನಾಗುತ್ತೆ? What if I choose a longer tenure?
The EMI goes down but the total interest goes up. Try 5 vs 7 years above and compare the ‘Total interest’ line.